Dockside Safety, Shore-Side Peace of Mind
Protecting the Hands That Move the World
■ PROTECTS PART OF YOUR INCOME IF YOU ARE UNABLE TO WORK
■ INCLUDES ACCIDENT BENEFITS FOR MEMBERS AT NO ADDITIONAL COST
Highlights
Benefits kick in on…
Plan 1: Day 8
Plan 2: Day 15
Benefits can last for…
Plan 1: 12 months
Plan 2: 24 months
Cost to add accident coverage
Member: $0
Spouse: $4.93
Children: $7.73
Family: $11.93
PLAN HIGHLIGHTS
Disability benefit amounts are available up to 60% of your average monthly salary up to $5,000 per month.
All Disability and Accident Benefits are paid directly to the primary insured, tax-free.
CHOOSE FROM TWO PLANS
You choose the tax-free maximum monthly benefit level that meets your needs. Then, if you are faced with a period of unexpected sickness or injury, you will receive cash benefits to use as you see fit.
• PLAN 1: 7-day elimination period with disability benefits paid for up to 12 months.
• PLAN 2: 14-day elimination period with disability benefits paid for up to 24 months.
COVERAGE INCLUDES
– On the Job Accident Disability*
– Off the Job Accident Disability*
– Sickness Disability
DISABILITY BENEFITS ARE REDUCED BY 50% IF YOU RECEIVE WORKER’S COMPENSATION
RATES
