Critical Illness Insurance

Critical Illness Rider Benefits

Skin Cancer Rider
Plan 1: $250
Plan 2: $250

Specified Chronic Illness Rider (50% for dependents)
Plan 1: $10,000
Plan 2: $15,000

Advanced Alzheimer’s (100%) or Advanced Parkinson’s (100%)
Plan 1: $20,000
Plan 2: $30,000

Benign Brain Tumor (100%) or Coma (100%)
Plan 1: $20,000
Plan 2: $30,000

Complete loss of Hearing, Sight, or Speech (100%)
Plan 1: $20,000
Plan 2: $30,000

Paralysis (100%)
Plan 1: $20,000
Plan 2: $30,000

HOW IT HELPS

When a diagnosis occurs, the last thing you need is to be stressing over financial worries. Critical Illness coverage helps provide financial support if you are diagnosed with a covered critical illness so you can stress less and focus on getting better.

HOW IT WORKS

You choose benefits to protect yourself and any family members if diagnosed with a critical illness. Then, if diagnosed with a covered critical illness, you will receive a cash benefit based on the percentage payable for the condition.

• Initial Critical Illness Benefits: Pays a benefit when you are diagnoses with or have; Heart Attack (100%)- cardiac arrest is not covered, Stroke (100%), End Stage Renal Failure, Major Organ Transplant (100%), Coronary Artery Bypass Surgery (25%), Angioplasty, Atherectomy, Stent Placement (25%).
• Cancer Critical Illness Rider Benefits: Pays when you are diagnosed for the first time ever with cancer, including leukemia and Hodgkin’s disease. Invasive Cancer 100%, Carcinoma In Situ 25%

MEETING YOUR NEEDS

– Guaranteed issue coverage with two plans available
– Insureds are eligible for a one-time benefit payout in each category
– Coverage available for individual and child(ren) or family (covered dependents receive 50% of your Basic-Benefit Amount)
– Benefits paid regardless of any other medical or disability plan coverage
– Coverage may be continued; refer to your certificate for details

RATES